Insider shares tips to understand how pet insurance works
Expert Todd Erkis discusses everything you need to know about how pet insurance works in his new book, “What Insurance Companies Don’t Want You to Know.”
Dog health insurance
When shopping for dog health insurance, we too often look only at the price that’s quoted. Unfortunately, this results in people choosing the wrong insurance policy and paying for it later.
5 things to consider when buying dog health insurance: You need to look at more than the premium price. Consider total cost, extra cost for breed, coverage, and exclusions.
Read the fine print: Compare monthly premium prices, coverage options, excluded treatments, and check for discounts to find the best pet insurance policy for your dog. Be sure you understand what your plan covers.
Pre-existing conditions: Most pet owners want to protect their pets with insurance to counterbalance steeply-priced veterinarian bills and medicine. But pre-existing conditions can make finding pet insurance challenging, if not impossible.
Three ways to get help if pre-existing conditions limit pet health insurance
Buy pet insurance when your dog is young and less likely to have pre-existing conditions that can limit coverage or make insurance more expensive.
