Discover why these 15 dog breeds carry astonishing price tags

Samoyed puppies. The Samoyed is among the most expensive dog breeds.
Discover the most expensive dog breeds and learn about their average purchase prices, annual insurance costs, and unique characteristics.

Owning a dog comes with significant financial responsibilities. You must feed and train them, provide medical care, and more.

But you must be prepared to spend more on certain dogs, particularly the 15 most expensive dog breeds.

Understanding the financial commitments for these luxury dog breeds is crucial for potential dog owners, dog enthusiasts, and anyone considering a luxury pet option.

Criteria for selecting the most expensive dog breeds

We identified the 15 most expensive dog breeds, based on average purchase prices and annual pet insurance costs.

Other factors include:

  • Breed popularity: Highly sought-after breeds often command higher prices.
  • Rarity: Rare breeds are typically more expensive due to limited availability.
  • Health issues: Some breeds are predisposed to specific health conditions, leading to elevated insurance costs.
  • General care requirements: Breeds requiring more grooming, training, or particular diets often incur additional expenses.

Let’s dive into the specifics for each breed.

dependent dog
Akitas are independent dogs that bond with their person, yet like time alone.

Akita

Average purchase price: $1,500- $4,500

Average annual pet insurance cost: $600-$1,200

Characteristics: The Akita is a large, powerful dog known for its loyalty and dignity. These dogs make excellent family pets with a thick double coat, but can be aloof around strangers.

They require early socialization and consistent training.

Why they’re expensive: Akitas can suffer from various health issues, including hip dysplasia and autoimmune disorders, which lead to higher insurance costs. Their rarity in some regions also contributes to their high purchase price.

Bullmastiff puppy with father. Bullmastiffs may look intimidating and muscular, but they are easygoing and soft-hearted. The dogs are well-mannered and courageous. They lack aggression, so the dogs get along well with other pets.
Bullmastiffs may look intimidating and muscular, but they are easygoing and soft-hearted. They are well-mannered and courageous, and they lack aggression, so they get along well with other pets.

Bullmastiff

Average purchase price $1,500-$2,500

Average annual pet insurance cost: $500-$1,000

Characteristics: Bullmastiffs are gentle giants, known for their affectionate nature and protective instincts. These large dogs need consistent training, as their strength can be overwhelming without proper guidance.

Why they’re expensive: Their massive size contributes to higher food costs, and they are prone to conditions such as hip dysplasia and heart issues, which can lead to higher insurance premiums.

The Chow Chow's tongue has a distinctive blue tint.
The Chow Chow’s tongue has a distinctive blue tint.

Chow Chow

Average purchase price $3,000-$8,500

Average annual pet insurance cost: $500-$1,000

Characteristics: Chow Chows are known for their lion-like mane and aloof demeanor. They are independent and require an owner who can provide firm training. These dogs are medium to large and need regular grooming due to their thick fur.

Why they’re expensive: Health issues like hip dysplasia and skin problems can add to their overall ownership costs. Their unique appearance and personality also make them highly in demand.

Litter of Dogo Argentino puppies. Dogo Argentino puppies need training to become great dogs. This breed is rare and challenging, so not everyone can provide the special care they require. 
Dogo Argentino puppies need training to become great dogs. This breed is rare and challenging, so not everyone can provide the special care they require.

Dogo Argentino

Average purchase price: $1,000-$3,000

Average annual pet insurance cost: $600-$1,300

Characteristics: The Dogo Argentino is a strong, muscular breed bred for big-game hunting. It is known for its loyalty and protective nature. Early socialization and training are essential.

Why they’re expensive: Their strength and hunting history can lead to more accidents and injuries, increasing insurance costs. Additionally, finding a reputable breeder adds to the purchase price.

Trio of Dogue de Bordeaux or French Mastiff puppies.
The French Mastiff, also known as the Dogue de Bordeaux, is an immense French working dog with a short fawn coat.

Dogue de Bordeaux

Average purchase price: $2,000 – $5,000

Average annual pet insurance cost: $600-$1,200

Characteristics: With their large, muscular build and distinctive short muzzle, Dogue de Bordeaux is known for their loyalty and protective nature. They are calm and affectionate companions that thrive with proper training.

Why they’re expensive: Health issues such as hip dysplasia and heart problems can lead to substantial healthcare costs. Their limited breeding population also contributes to their price.

The English bulldog doesn't pant efficiently to regulate body temperature and should never be outside when it's hot.
The English bulldog is susceptible to respiratory and skin conditions, leading to higher insurance costs.

English Bulldog

Average purchase price: $1,500-$4,000

Average annual pet insurance cost: $500-$1,200

Characteristics: The English Bulldog is famous for its loose, wrinkled skin and distinctive smushed nose. While the breed is known for its friendly demeanor, it can be stubborn and require patient training.

Why they’re expensive: They are susceptible to various health problems, including respiratory and skin conditions, leading to higher insurance costs. Their popularity keeps demand high, ensuring they remain expensive.

Irish Wolfhound on a white background.
The Irish Wolfhound is a large, gentle dog originally bred for hunting but now known for its affectionate and playful nature.

Irish Wolfhound

Average purchase price: $1,500-$3,000

Average annual pet insurance cost: $600-$1,200

Characteristics: The Irish Wolfhound is one of the largest dog breeds, known for its gentle temperament. It requires moderate exercise and socialization, but is often great with children and other pets.

Why they’re expensive: Their size means higher costs for food and healthcare. They also have a shorter lifespan and are prone to specific health issues, which increases insurance premiums.

English mastiff
The Old English Mastiff, also known as the Mastiff, is known for its gentle nature.

Mastiff

Average purchase price: $2,000-$3,000

Average annual pet insurance cost: $600-$1,200

Characteristics: Mastiffs are large, powerful dogs typically known for their gentle nature. They bond with their families but require a firm hand in training.

Why they’re expensive: Their size equates to higher food and healthcare costs, and they may suffer from conditions like hip dysplasia that lead to costly vet visits.

Parson Russell Terrier
Parson Russell Terriers are a very active breed and require a lot of exercise to stay healthy and happy.

Parson Jack Russell Terrier

Average purchase price: $800-$3,000

Average annual pet insurance cost: $300-$800

Characteristics: Energetic and intelligent, the Parson Jack Russell Terrier is known for its strong hunting instincts. It needs daily mental and physical stimulation to keep it happy.

Why they’re expensive: While they are more affordable in their purchase price, they can have ongoing health issues, including eye problems, which affect their insurance costs.

The Pharaoh Hound is an expensive dog breed.
The Pharaoh Hound needs regular exercise to keep it physically and mentally stimulated.

Pharaoh Hound

Average Purchase Price: $1,000-$3,000

Average annual pet insurance cost: $400-$900

Characteristics: The Pharaoh Hound is elegant, with its sleek body and upright ears. This hound dog is friendly and affectionate and requires consistent training and exercise.

Why they’re expensive: Their rarity contributes to high purchasing costs, and issues such as hip dysplasia can elevate insurance premiums.

The Pudelpointer is an expensive dog breed.
The Pudelpointer is affectionate with families and excellent with children.

Pudelpointer

Average purchase price: $1,500-$3,000

Average annual pet insurance cost: $400-$800

Characteristics: The Pudelpointer is a versatile hunting dog. It is affectionate with families and excellent with children. It is known for its intelligence and requires regular exercise and training.

Why they’re expensive: Their rarity in the U.S. increases their purchase price, and potential health issues can increase insurance costs.

The Rottweiler is as obedient and good-natured as it is strong and powerful. They absolutely love to be with their human parents.
The Rottweiler is as obedient and good-natured as it is strong. They love to be with their human parents.

Rottweiler

Average purchase price: $1,500-$2,500

Average annual pet insurance cost: $500-$1,200

Characteristics: Rottweilers are strong, confident, and intelligent dogs. They are known for their loyalty and protective nature, requiring consistent training and early socialization.

Why they’re expensive: Their size and strength can lead to more common injuries, and they are prone to health issues such as hip and elbow dysplasia, which increases their insurance costs.

Happy Samoyed with clean, healthy teeth.
A healthy dog should have clean teeth and shiny pink gums that extend to the base of the teeth.

Samoyed

Average purchase price: $3,000-$8,000

Average annual pet insurance cost: $600-$1,100

Characteristics: The Samoyed is known for its fluffy white coat and friendly “Sammy smile.” They are sociable, affectionate, and require lots of exercise.

Why they’re expensive: Their grooming needs are extensive, and health issues, including hip dysplasia and heart conditions, can lead to increased insurance costs.

The Standard Schnauzer is a high-energy breed but tends to be less vocal than their smaller counterparts.
The Standard Schnauzer is a high-energy breed but tends to be less vocal than their smaller counterparts.

Standard Schnauzer

Average purchase price: $1,000-$2,500

Average annual pet insurance cost: $400-$900

Characteristics: Standard Schnauzers are energetic, intelligent, and versatile dogs that thrive on activity. They are friendly, great with families, and require regular grooming.

Why they’re expensive: Although they’re relatively not as costly initially, they can be prone to specific health issues, leading to higher insurance premiums.

Tibetan Mastiff
The Tibetan Mastiff is an enormous dog with a huge, booming bark that it will use if left alone outdoors, but tends to be quiet inside the house.

Tibetan Mastiff

Average purchase price: $3,000-$7,000

Average annual pet insurance cost: $600-$1,200

Characteristics: The Tibetan Mastiff is a large, protective breed known for its impressive mane. It is independent and can be aloof with strangers, but loyal to its family.

Why they’re expensive: Their rarity and the costs associated with responsible breeding contribute to the high price tag. They are also prone to several health issues that can elevate insurance costs.

Additional costs to consider

Beyond the initial purchase price and pet insurance, there are several other costs to be aware of when owning an expensive breed:

Grooming: Many breeds require regular grooming to keep their coats in top condition, which can add to the overall cost.

Training: Professional training can be essential for managing their behavior and ensuring they are well-adjusted pets.

Healthcare: Regular veterinary check-ups, vaccinations, and potential surgeries or treatments for breed-specific health issues can add up.

Food: The larger the dog, the more they will eat. Expect to spend more on food for sizable breeds.

Final thoughts on expensive dog breeds

Owning an expensive dog breed is a significant financial commitment that requires careful consideration.

Potential dog owners should consider these costs and the long-term responsibilities of dog ownership.

While purchasing a dog can be appealing, don’t overlook the many benefits of adoption. Countless dogs in shelters need loving homes at more affordable costs.

Ultimately, responsible ownership and financial planning are critical to ensuring a happy and fulfilling life for the dog and its owner.

Before deciding on a breed, do thorough research and consider all factors involved in dog ownership.

Sara B. HansenSara B. Hansen has spent 20-plus years as a professional editor and writer. She’s also the author of The Complete Guide to Cocker Spaniels. She decided to create her dream job by launching DogsBestLife.com in 2011. Sara grew up with family dogs, and since she bought her first house, she’s had a furry companion or two to help make it a home. She shares her heart and home with Nutmeg, a Pembroke Welsh Corgi. Her previous dogs: Sydney (September 2008-April 2020), Finley (November 1993-January 2008), and Browning (May 1993-November 2007). You can reach Sara @ editor@dogsbestlife.com.

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